The dollar could easily strengthen


Since the beginning of 2017, the dollar has been falling almost constantly.

Actually, PowerShares DB Bullish US Dollar ETF (NYSE: UUP) fell by more than 12% from the highest levels in 2017, despite an increase of 2%.

The UUP is a stock exchange fund that measures the dollar against six other currencies. When the dollar strengthens against others, the price of UUP rises.

In general, the dollar is seen as a safe haven, somewhere for investors who can put money in a time of market uncertainty. And since we saw a market that went straight up for 15 months, there was less demand for security devices like the dollar.

But it can only last that long. There is currently a fear of inflation in the markets due to higher employment and wages.

When the economy is strong, inflation usually follows. This is because when people make more money they spend more. And when more money is spent, there is more in circulation, and the excess supply makes every dollar less valuable.

However, fears of inflation are likely to be inflated due to the fact that we have not seen such a strong economy before the financial crash.

When inflation gets too high, it increases production costs and business slows down. But currently inflation remains stable at around 2%.

This may seem high, as it was around 0% throughout 2015 and some 2016, but overall this is normal. In fact, it is considered healthy.

As a reference, inflation rose by over 4% in 2005 and 2006, just as the economy was showing signs of slowing.

Many are wondering how to profit from this analysis.

Demand for the dollar

The dollar could easily strengthen from here as well.

Currently, a huge part of the world economy has extremely low interest rates. For example, most of Europe is below 1% and they do not plan to increase rates aggressively any time soon.

The United States, however, has a rate of 1.5%. That’s not high, but we could easily see that it will cross 2% this year if the economy stays healthy.

It would also increase the government bond rate, which is currently 2.86%. As the rate rises, international investors will start buying more U.S. bonds, which increases demand for the dollar and increases its value.

How to make money

While the only way to invest directly in the strength of the dollar is through UUP, there are other ways with greater return potential.

One purchase option is a call to the UUP fund, but it is much riskier because you can lose the entire investment.

Another way would be to buy an ETF with a different currency impact.

For example, VelocityShares daily 4X USD against EUR ETF (NYSE: DEUR)returns four times the percentage that the dollar values ​​against the euro.

There are also similar funds that bring the dollar against other currencies, such as the pound (NYSE: DGBP), is on 09.30 NYSE: DJPY and the Australian dollar 04.30 NYSE: DAUD.


Let us help you become more profitable


Many of our clients are young individuals who would be considered fairly educated investors. But education on the stock market or bond market is simply not enough to ensure that your current and future investments give you the return you are looking for. Not only do you need to be constantly aware of what is going on in the markets, but you also need to be aware of the investment time you should be investing over each life span. When gambling in a risky market such as the stock market, individuals who invest for themselves need to know the basic analytics needed to succeed. It’s also crucial to know how you should balance your accounts and how to manage them properly.

When analyzing stocks for purchase, there are about a million different factors to consider, and each stock analyst will go on to say their personal opinion on which statistics are best to consider before buying. The truth is that in the end, the stock market is just legal gambling that is truly unpredictable. Yes, there are ways to possibly see what the future of companies will look like when examining some stocks, but if you don’t spend most of the day educating yourself in the markets, you probably won’t have an idea of ​​what the future holds for most companies.

Several key elements to analyze when creating a stock portfolio are Beta, dividends paid, and company earnings. Beta gives you an idea of ​​how a particular stock will be affected by changes in the economy and the stock market as a whole. A proper stock portfolio created for success should have stocks with a wide range of beta. This can ensure the protection of your account if a new stock market crash ever occurs. It can also provide you with protection as the stock market gradually moves forward at a solid speed. Dividends are definitely something to consider when buying stocks. Either companies can choose to pay a dividend to their shareholders or they can throw that money back into the operation to try to improve their business.

Many people like dividends when buying stocks in the short term. We all know that stocks are designed as a long-term investment, but many people are still trying to profit from them in the short term. Personally, I do not invest in many companies that pay large dividends to their shareholders, because I would rather use that money to grow their business and the highest possible share price. Don’t get me wrong, money is always better than money later, but when I try to optimize long-term investment, I’d rather be patient and watch the company’s success go through the roof in a few years than earn an extra five dollars per share each year.


Why developing an iOS app is a valuable investment for your business


While both Android and iOS mobile apps are equally powerful in making business globally visible to the public, iOS is one that can provide you with more benefits if you’re thinking about long-term performance. According to Statista reports, the world makes up more Android apps (nearly 2.5 million) than iOS apps (which is roughly 2 million). So in the end, for entrepreneurs and retailers, Apple’s App Store ranks second after Google’s Play Store in popularity. For companies looking to gather a huge user base, the Android app is the perfect choice. But if you want your app to not only search for the right users but also offer edge quality, then the iOS app is the thing for you. Here we have discussed for you a few more factors to help you better understand why investing in an iOS app is better for your business.

The brand name says it all

One of the prominent reasons for putting the iOS app at the forefront of your business is its unique “brand identity”. Apple has held a legacy in delivering high-quality phones and tablets for years. As clear winners in a market with a high brand reputation, Apple devices are capturing the attention of elite segments of the population.

Smooth UX / UI iOS device

Undoubtedly, Apple has mastered the design and development of the most unmistakable user experience for every device. Everything, from the graphical interface, the layout of the screen, the standard of animation to the navigation, is designed keeping in mind the expectations of the users. This makes all versions of the iPhone and iPad highly performance-driven, so the iOS app can offer a much better user experience.

Help you compete better

The iOS app will help you stand out better in the competition. From helping to connect with customers to increase your brand’s reputation, your business is unique from the competition. In addition, each iOS device comes with excellent quality standards and innovative features that will help the app provide its services to users in an outstanding way.

The number of iPhone users is growing day by day

Although statistics show a larger number of Android devices than iOS, data on the number of iOS users reflects a growing trend. This means that your iOS app will grow over time in the long run.

Improved security level

There are no questions regarding the level of security offered on Apple devices. It offers superior security and data privacy security. This is considered the best aspect of using iOS. So, for apps that strive to collect data from customers, support payment options, and facilitate data transfer, iOS is the right platform to go with. ‘

No matter how successful Android has been in attracting users around the world, iOS has its own special user bases and this will set your app apart from others if it is made for iOS. Listed as the best mobile platform, it will help your business gain a strong digital presence and increase revenue by accepting all user expectations in the right way.


Investment basics – risk against reward


In 2005, people spent 125% of what they made. They spent money they had not yet earned so they accumulated debt and paid interest on that debt every month. If you spent less than you earned, you were actually paid interest on the money, quite the opposite. The return you can expect from that hard earned money largely depends on the level of risk associated with it. However, no risk is equal to any reward; risk is not the big scary animal we all run away from.

The first thing you need to decide is how much money you want your investment to make. It can be from 1% to 30% and everything in between. The return of one percent is incredibly low, but very safe. In fact, 100% safe because it pays your savings account. If you think you are making money in a savings account, you forgot to think about inflation. Suppose inflation is around 3% per year. If your investment is 3%, you are broke. You didn’t earn a cent because inflation took away 3% of the purchasing power you had a year ago. $ 100 today is only worth $ 97 in one year. If you invested 3%, which is $ 3, you will return to $ 100. Get a 3% discount on your return and this is your actual return.

If you want a high return, don’t expect that you won’t be at risk. The higher the reward the higher the risk you have to consider. Bonds currently sit around 5%. This is a safe 5% and you will not lose that money. Once you take inflation into account, it suddenly turns into gas money. Shares have beaten every other investment in any period of 20 years. Stocks are the most chills, but there are many ways to enjoy rewards with stocks without worrying about losing your children’s college fund. You can buy an index fund that invests in the S&P 500 or Dow Jones. The S&P 500 is 500 companies if you invest $ 500, $ 1 would be in each individual company. S&P makes up about 10% per year. There is a very small chance that S&P will fall to zero even though there are years of corrections. So you have to invest in the long run. If you start shopping in one of those correct years, you will lose money, but think long term and you will realize that you are buying hard years. Buying a little and selling high is a game, but many of us do the opposite.

When investing, not only risk and reward are important, but also your age. This may be new to you, but age is very important for investing. Age tells us what level of risk we should expect. If you are in your 20s, you should invest in the funds with the highest risk. The reason is that a person has to replace that money for longer if they lose it all. The senior citizen is gone that year, and the advice is just the opposite. Little or no risk and invest in only a fixed income, which are bonds and CDs and 100% safe alternatives. The older you are, the lower your risk. Generally the rule is 10% fixed income for each decade you have. Calculate and determine the level of risk.

There are many safe investments, but as the saying goes, “no pain, no profit.” The reward for “pain” is 10% and a return you could enjoy.


Don’t catch the falling knife


One of the most common mistakes made by inexperienced investors is trying to “catch a falling knife”. This is a phrase used to describe the habit of buying stocks that are in “free fall” and is a bad strategy, although common among new investors. Unfortunately, this is a common practice even among old and experienced investors. I even became the prey of it myself.

Remember, there are two basic approaches to investing: thorough analysis and technical analysis. We mostly fall into the underlying camp because we value stocks based on their estimates, rather than primarily looking at their short-term price movements. We take this direction because we believe it provides the greatest potential for long-term success.

An unanimous look only at the basics of investing, however, can limit investor profits and lead to some awkward positions. This is because there are real restrictions on buying stocks as they fall. A stock that seems of excellent value can be bought for $ 10 only when it drops to $ 5. Sure, if the stock rises to $ 20 again, you may have been right when you bought for $ 10, but someone might argue that you weren’t “right enough”. Buying at price 5 would bring a return of 300%, while you would be satisfied with only 100%. Furthermore, if you were convinced that $ 10 was a reasonable price, you might save time by buying them on the way up instead of on the way down.

It’s very simple – buying stocks that are mid-fall is not a pleasant experience and it’s not hard to come up with a number of other strategies that would bring happier results.

However, we must not avoid all stocks that have fallen. In fact, studies have shown that investors who buy stocks that have fallen hard regularly outperform the market. In fact, such a bottom fishing strategy can provide one of the best levels of performance of all sets of strategies. Missing these opportunities can be costly.

The decision then is not whether to buy “fallen angels,” but WHEN. A little technical analysis skills come in handy here. While technical tools can’t really tell you which stocks to buy (unless you’re willing to buy any piece of junk that happens to have a price boost), it can lead us to a better understanding of the times. Once we’ve chosen a good investment based on the fundamentals, it’s time to decide when we’re going to put the money.

A good first step is to watch for a positive shift at a good volume before you commit. As long as the stock is declining, chances are high that you will get it at a better price. Better wait a few days (or weeks) to make sure your purchase is properly timed. Buying has no advantage before the time comes, even if the stock selection is ideal. Patience is a virtue here. Don’t try to catch knives that fall, but be sure to pick them up after they fall to the floor.

Written by Scott Pearson

For more information, questions or comments visit our website at You can also email us at or Scott directly at


How to make informed investments


Preparation is the name of the game. The Chicago Bulls would never have won six championships had it not been for the countless hours Michael Jordan spent in the gym all his life and the endless game planning he went through before every single game of his career. This kind of preparation, mixed with unnatural athletic ability, was the reason he reached the level of success he had. However, in the world of investment one does not need to possess any special natural talents or abilities. Key characteristics of a truly successful investor include knowledge and preparation. Even the most experienced and successful investors in the world today are looking for ways to improve on a daily basis. All the best investors are not only informed in which industry and when to invest, but they are also informed in what position they are at any given time and are aware of the best type of investment for them at that particular moment.

Continuously being aware of your financial position throughout all points of your investment career and knowing yourself as an investor inside and out is crucial in determining the level of risk you should take and when. If you are someone who is particularly interested in long-term investments that will provide a fairly moderate return on investment, then there are a multitude of options for you. We all know that with the always low interest rates we currently have, savings accounts are not an effective way to collect interest at all.

Personally, I believe that the two best long-term investments include certificates of deposit (CDs) as well as bonds. CDs are about as low risk as they come. These are especially nice because the FDIC provides them for $ 250,000, so as long as you diversify the CDs you bought, you’re 100 percent sure you’ll get the promised amount of money back. By that I mean when you buy a CD you need to open more of them and never let them reach $ 250,000 before maturity if you want to be 100 percent sure of receiving the promised amount of money on time. They typically range from a 6-month investment to a 30-year investment. The longer the maturity date, the higher the interest rate on that CD. The best way to ensure a solid return on investment, as well as a steady flow of CD income, would be to have many different ones with a range of maturities ranging from short-term to very long-term.


When should you borrow against inheritance?


The departure of a beloved relative is always a sad moment. But after a period of sorrow and suffering, it is wise to consider how his earthly things will be shared. In many cases the wealth left by the deceased is the only source of income for the remaining relatives. And if the process of allocating money is not simple, it can take months or even years before the heir can see a single kuna. Therefore, lending with inheritance may be the best option. Learn more about cash loans and why they are a good solution.

Prolonged probate proceedings are the most common reason for using cash advance services. A legacy is basically a process that ensures that each heir receives his share of the inheritance properly. And it can take a long time, months, even years before the entire inheritance is divided. This happens a lot when there is more than one heir. Meanwhile, there are many real estate obligations that must be settled. Everything from funeral expenses to remaining loans and other debts should be resolved quickly. In this case, too, a quick inheritance loan is recommended.

In cases where multiple heirs are challenging some traits, things can also get complicated. For example, two heirs should share the property of the estate. One of them gives up and just wants money for his share. Because real estate is expensive, you can also use a hereditary loan to buy real estate. In that case, you may want to talk more with loan experts about how you can repay the borrowed money.

Advance cash loans can solve a lot of problems for heirs who expect their money. However, there are a few things you need to consider when looking for a loan. Inheritance advances and loans typically range from $ 5,000 to $ 250,000. Choose a loan amount that is less than your expected inheritance. Some lenders will offer the maximum percentage of your total expected inheritance. Inheritance rights are granted to the company and the process can take 5 to 10 days.

Another thing to remember is that cash advance companies ask for fees. Fees vary widely, depending on the amount of the advance, the complexity of the estate and the time until the closure of the estate. Whenever you want to make a cash advance for an inheritance, bring relevant documents with you, such as a copy of the will or a copy of the death certificate.


Reduce your stake


For starters, your appetite for risk depends on certain factors that are your age, personality, financial and past experience. You need to understand that younger people have a tendency to take greater risks. This is attributed to the fact that they have lower relative inexperience. Older people may have experienced losses in the past due to poor judgment and decisions. As a result, they are more cautious as they step forward and progress in life. There really are hard times and as such you have to be risk averse. If you want better results and big profits, it is important that you allocate your resources efficiently and avoid the risk of losing all your invested assets.

First and foremost, you need to recognize which of your assets are invested in the property. It can be financial, physical or spiritual. Financial benefits are money, stocks and stocks. Physical plus are liquid assets like buildings. Spiritual riches include your character, prayer, and commitment to GOD. Given these points, your investment, if you end up with a long-term focus, can yield incredibly high returns, which would support your future plans. How nervous do you become when you lose? The rule of the game is not to put all the eggs in one basket. It is important to diversify to reduce your stake. For example, if you raise all the money in a business venture, the chances of getting your hard-earned money back are high because you have increased your appetite for risk. The truth is that if you don’t want instability, you better reduce the threat of instability and protect your investments.

High risk appetite management tips

It is important to take the time to study your risk appetite. If you have it in your eye, you can prevent minor mistakes from getting you into big trouble. Always make sure you have learned the basics and set concrete and meaningful goals. Diversify regularly and inspect your risky assets to get a lucrative venture. As you walk the line, you have to learn how to reward yourself. Pay for yourself by selling a small portion of a profitable venture or investing more in other projects. Did your goals match the planned goals? Keep in mind that many fraudsters are waiting for the opportunity to steal your earnings and eat the fruits of your labor. Avoid anything that is free, it is usually a trap that can explode your appetite for risk.


3 Biggest Investments – Understanding the 3 Biggest Investments You Will Ever Make


There are thousands of ways to invest and I encourage you to consider each of them, and maybe even invest in most of them. The reason is that in most cases you can’t go wrong with investing. This is a look at the three biggest investments most people will ever make in a lifetime.

1. Mortgage – This will probably be the most significant investment you will ever make! We are talking about an investment of 30,000 plus. Plus, slow down! Once you’re ready to buy your first home, I realize the excitement is very real. However, nothing is less exciting than eviction and return to parents. So keep a thorough record and get your ducks in order before you make this investment. As many financial gurus have repeatedly stated, when you invest in a home, be a turtle, not a rabbit! You will be thanked later!

2. Education – Since student loans are dizzyingly coming out of controlled environments, this could very well take place as a first investment in a few years. Colleges want every penny and your soul in exchange for a “notable” education. Unfortunately, most people are not able to argue. We need this education to get a decent job and go for what we need for per diems. Be a turtle once again! Do research, workshops, work with your feet and all that goodness to keep the loan as low as possible, and then do the math. If you can’t repay the loan after 10 years of employment for the career you went to college for, I’d say you’re fucking up.

3. Arrival – Let’s be honest, your daily job will probably never pay you well. I’ve seen entrepreneurs and middle-class people choose part-time jobs just because they wanted to get to that new boat or new car a little faster. Even working with fast food requires some kind of investment. You shouldn’t roll over burgers in the back room unless you’ve invested $ 100 in new loose-fitting pants and slip-resistant shoes. Find an investment that will significantly increase your income! Personally, I wouldn’t waste time on the minimum wage. Generally speaking, the higher the investment, the higher the return on investment will be!

In the long run of investing, fear will cost you more money than anything else! Make sure you are properly informed and procure your ducks one by one, then take your confidence, education and revenue growth with confidence!


Opportunities Education: Financing calendars!


As a trader, one of the key things I try to consciously do is nurture my instinct by talking to other traders and investors as often as possible. It still amazes me how much of a difference of opinion there is about what people believe will be revealed as we enter the new millennium. Many highly esteemed names literally predict an economic earthquake that will measure ten on the Richter scale, while others who have looked at exactly the same research claim that the consequences will be very mild. As a trader, I need to evaluate the data and develop a strategy that I feel not only gives me an advantage, but allows a large amount of errors, while still remaining low risk!

In his book, “A Business Without an Economist,” author William J. Hudson puts forward a theory worthy of any consideration by traders. (Especially now with Y2K just around the corner) Declares:

1) The demand for answers will always be greater than the supply.

2) Therefore the price of the answer will be high.

3) Therefore, a very large offer of answers will appear.

4) Therefore, most of the answers will be false, especially if they are tested in reality.

I have this STATEMENT on my computer as a reminder to myself that markets are very humiliating mechanisms. The key question we as traders must continually ask ourselves regarding any trading strategy we enter is, “What if I’m right? And what if I’m wrong?”

As I assess the economic landscape and scan the market to find trading opportunities, I need to pay attention to one fact: THE NAME OF THE GAME MANAGES RISK!

With this in mind, let’s assess some of the important facts:

Many commodity markets have bounced sharply from their twenty to thirty year lows.

When I compare this FACT with the REALITY that INFLATION has returned to the economy, it creates some very interesting trading opportunities for the OPTION smart trader. In my opinion, the key to any trading strategy is that it MUST be low risk because there are so many possible outcomes that can happen.

The purpose of this strategy is to eliminate the need for time adjustment of the market by developing a method that reduces my exposure to losses. Before I provide you with the mechanics of this tactic, let me illustrate an unusual possibility so that we can clarify the trade definition of RISK. Let’s say you’re confident that on March 1, 2005, you think gold will be trading at $ 3,000 an ounce. (I said weird!) Based on this scenario, even if you disagree wholeheartedly, how could you trade that view and still risk very little? Most people think that RISK is defined as TRUE or WRONG at the outcome of a trade. However, risk-sensitive traders are only concerned about their exposure to the chances of LOSS.

If you thought Gold would trade $ 3,000 an ounce, you could enter the market as well

very conveniently buy several call options that will give you the right to buy gold at a price of $ 500 an ounce. In this case, the most you could lose is the money you put in to buy options and you would have a RIGHT but no obligation to buy gold at a price of $ 500 from now until March. However, just because you have LIMITED RISK, you still have a large exposure to loss. The reason is that if GOLD doesn’t reach $ 500, you would lose all the money you put in to buy options.

The way a professional would trade this scenario is to finance the trade with OPTIONAL SALES. When you SELL an OPTION, you are actually creating an OBLIGATION that you are forced to abide by the contract. For example, if you SELL a Gold Call for December for $ 500 and receive the money, you have actually agreed to deliver Gold to the buyer options at a price of $ 500 from now until December 2004.

As a seller of this option, the most you can earn is the premium you have collected, and your RISK above is theoretically unlimited. If gold is traded at $ 800 an ounce in December 2004 and you have not reimbursed this option, you are required to deliver the gold to the option buyer at the originally agreed price of $ 500 an ounce. If that happened, you would actually have a loss of $ 300 per ounce on every contract you sold. It’s not very attractive, especially since every gold contract is 100 ounces big. The loss becomes $ 30,000 per contract. That’s a big risk!

The way to reduce the risk RISK to a minimum is to expand it compared to other OPPOSITE options.

In the example above, let’s say a merchant bought a $ 500 gold call option on March 1 for a premium payment of $ 6.00 per ounce ($ 600). Each gold contract is 100 ounces, so this trader would pay $ 600 per option. RISK is very clearly defined here as $ 600. However, if this same trader SOLD a (1) GOLD Gold Call option in December of $ 500 (NOTE THAT THE PROCESS OPTION WILL EXPIRE BEFORE the March option) and collect a premium of $ 300, they actually reduced their initial risk to a difference between $ 600 which they paid out and the $ 300 they collected, or $ 300.

Let me point out what this merchant did. They have pledged to deliver 100 ounces of gold at a price of $ 500 an ounce from now until December, and at the same time have the right but not the obligation to own 100 ounces of gold at a price of $ 500 an ounce from now until March. They established a BULLISH CALENDAR position by SELLING a Call option in the coming month and using the money raised from the sale of that option to fund their Call Option purchases in the deferred month of the option expiration.

What this strategy actually says is that the opinion of traders is that Gold will withdraw after December, but before March. While it doesn’t seem very exciting right now, if that expected disruption happens within that time frame, a dealer positioned in this style would sit in the driver’s seat. They would basically look at a maximum risk exposure of $ 300 with the possibility of unlimited growth potential. (YES, I understand that with $ 430 gold at the moment, that possibility seems extremely remote.) However, it is precisely this type of trading tactic that makes a lot of sense in markets that are trading at historical lows.

The key to successful trading is minimizing risk while gaining additional information. The closer you get to the expiration of the option, the more information you will have about the feasibility of this tactic. The key, however, is that you played the game without exposing yourself DOWN. That my friends are the path to long-term success in any high-impact transaction. As William J. Hudson said,

“Most of the answers will be false, especially if they are tested in reality!” Worth thinking about.

Just another way to swing for fences without much risk.



-Harald Anderson

TRADE RISK IS ESTABLISHED, SO ONLY “RISK” MEANS SHOULD BE USED. Valuation may vary and as a result, clients may lose their original investment. The content of this website should in no way be construed as an express or implied promise, guarantee or implication of anyone that you will profit.